Welcome to BOE Texas

At Bank of England Mortgage, we take pride in being there when our borrowers need us, day and night. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly helpful attitude.

Bank of England Mortgage offers the strengths of a strong capital base, a solid and committed business plan and experienced management along with the assurance of a successful track record.

Real Producers

Get started today by choosing your loan type below:

Loan Products


Conventional Loans

Most simply stated, a conventional loan means a homebuyer’s mortgage is not backed or insured by a government agency such as the Federal Housing Administration (FHA) or Veterans Administration (VA).

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Bond Loans

When you purchase a home using a bond loan, the bond loan acts as a second mortgage.

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FHA Loans

We are pleased to announce that we have lowered our minimum credit score standard on all FHA loan products. There are countless reasons why an FHA loan might be right for you, but here at Bank of England Mortgage, we believe that these four features are what really sets FHA loans apart.

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Jumbo Loans

We Make Qualifying For A Large Loan Straightforward, Fast, Easy. At Bank of England Mortgage, our specialty is funding the dream of homeownership - no matter the size of the loan or dream - for that matter.

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Renovation Loans

Renovation loans give you flexibility. Whether you are building, buying, or refinancing your home, a renovation loan allows you to add a room, remodel, and upgrade.

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Reverse Mortgage Loans

A reverse mortgage is a non-recourse loan, which means the borrower (or the borrower's estate) of a reverse mortgage will not owe more than the future loan balance or the value of the property, whichever is less.

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USDA Loans

A home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.

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VA Loans

ere you'll find long-term insurance-free VA home loans that are guaranteed by the United States Veterans Administration.

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Vacation Loans

Bank of England Mortgage's Vacation-Second Home Mortgages offer a broad array of fixed, adjustable, and interest-only options. We work together with our clients to identify the ideal mortgage for your vacation home.

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Average Loan Rates

Loan Rates

  • FHA - 3.5% Down
  • Conventional - 5% - 20% Down
  • VA - 0% Down
  • USDA - 0% Down
  • Jumbo - 10% - 20% Down


First Time Homebuyers

FHA & Conventional

  • Home Ready - 3% Down
  • Home Possible - 3% - 5% Down
  • Home Possible Advantage- 3% Down

Mortgage Calculator

Purchase Price

Down Payment (percentage)
%

Applicable Interest Rate (% per Year)
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Desired Loan Term

Estimated Yearly Insurance

Estimated Yearly Real Estate Taxes

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This loan calculator assumes compounding and payments occur monthly. Your actual loan may vary but this estimate should still give you a good idea of about how much you can afford. The results of this loan payment calculator are for comparison purposes only.

Loan Affordability Calculator

$ Gross Monthly Income

Total Min Monthly Expenses

Down Payment %

Interest Rate %

Loan Term

$ Maximum Loan Amount

This loan calculator assumes compounding and payments occur monthly. Your actual loan may vary but this estimate should still give you a good idea of about how much you can afford. The results of this loan payment calculator are for comparison purposes only.

Meet Our Team


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Bank of England Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. Bank of England Mortgage may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (214) 396-6450. This contact information is for accommodation requests only.

Bank of England Mortgage is a division of Bank of England and is not affiliated with any government agency. NMLS 418481. Member FDIC.

Equal Housing Lender